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Strength and growth come only through continuous effort and struggle.
-Napoleon Hill
You've worked hard to get to your current point in life and you deserve to relax and enjoy the fruits of your labor. Treat yourself and celebrate all that you've earned so far.
You may be working too much or having financial difficulties. You may want to reconsider the luxuries you think you need in life, as it could be time to cut back and focus on what you really need.